{"id":10477,"date":"2024-02-14T22:12:46","date_gmt":"2024-02-14T21:12:46","guid":{"rendered":"https:\/\/www.innowerft.com\/?p=10477"},"modified":"2026-08-06T15:16:43","modified_gmt":"2026-08-06T13:16:43","slug":"insure-tech-revolution-in-insurance","status":"publish","type":"post","link":"https:\/\/www.innowerft.com\/en\/insure-tech-revolution-im-versicherungswesen\/","title":{"rendered":"What is insurtech and how is it transforming the insurance industry?"},"content":{"rendered":"<p style=\"font-weight: 400;\">Insure-Tech (Insurance Technology) refers to start-ups and companies that use digital technologies to modernise insurance products, processes and customer experiences. The aim is to make insurance more efficient, transparent and customer-friendly.<\/p>\n<p style=\"font-weight: 400;\">Insure-Tech is a sub-sector of the FinTech sector and combines traditional insurance services with innovative technologies and data-driven business models.<\/p>\n<p style=\"font-weight: 400;\">Typical technologies in the insurtech sector include:<\/p>\n<ul style=\"font-weight: 400;\">\n<li>Artificial Intelligence (AI)<\/li>\n<li>Big Data and Data Analysis<\/li>\n<li>Automation and Robotic Process Automation (RPA)<\/li>\n<li>Cloud computing<\/li>\n<li>Blockchain technology<\/li>\n<li>Internet of Things (IoT)<\/li>\n<li>Mobile apps and digital platforms<\/li>\n<\/ul>\n<p style=\"font-weight: 400;\">Areas of application for insurtech include, for example:<\/p>\n<ul style=\"font-weight: 400;\">\n<li>digital insurance policies<\/li>\n<li>automated risk assessments<\/li>\n<li>personalised insurance quotes<\/li>\n<li>digital claims reporting and processing<\/li>\n<li>Fraud detection through data analysis<\/li>\n<li>usage-based insurance models (Usage-Based Insurance)<\/li>\n<\/ul>\n<p style=\"font-weight: 400;\">The benefits of Insure-Tech are:<\/p>\n<ul style=\"font-weight: 400;\">\n<li>faster and simpler processes<\/li>\n<li>greater transparency for customers<\/li>\n<li>more personalised insurance products<\/li>\n<li>lower administrative costs<\/li>\n<li>more efficient claims handling<\/li>\n<li>enhanced customer experience<\/li>\n<\/ul>\n<p style=\"font-weight: 400;\">For insurance companies, insurtech offers the opportunity to modernise existing business models and respond to changing customer expectations. At the same time, customers benefit from a simpler, more digital and often more flexible way of accessing insurance services.<\/p>\n<p style=\"font-weight: 400;\">The insurtech market offers attractive opportunities for start-ups, as many processes in the insurance sector are traditionally heavily regulated and, in some cases, still largely undigitised. Innovative solutions can deliver significant efficiency gains in this area and open up new market segments.<\/p>\n<p style=\"font-weight: 400;\">innoWerft supports start-up founders in developing innovative digital business models, identifying technological opportunities and successfully implementing solutions for the digital transformation of established sectors such as the insurance industry.<\/p>","protected":false},"excerpt":{"rendered":"<p>Insure-Tech refers to start-ups and technologies that introduce innovative digital solutions in the insurance sector in order to optimise processes, improve customer experience and develop new business models.<\/p>","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","content-type":"","inline_featured_image":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[47],"tags":[],"class_list":["post-10477","post","type-post","status-publish","format-standard","hentry","category-glossareintrag"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Was ist Insure-Tech und wie ver\u00e4ndert es die Versicherungsbranche? - innoWerft<\/title>\n<meta name=\"description\" content=\"Insure-Tech: Startups mit digitalen Innovationen im Versicherungssektor, um Prozesse und Kundenerfahrungen zu optimieren.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.innowerft.com\/en\/insure-tech-revolution-in-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Was ist Insure-Tech und wie ver\u00e4ndert es die Versicherungsbranche? - innoWerft\" \/>\n<meta property=\"og:description\" content=\"Insure-Tech: Startups mit digitalen Innovationen im Versicherungssektor, um Prozesse und Kundenerfahrungen zu optimieren.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.innowerft.com\/en\/insure-tech-revolution-in-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"innoWerft\" \/>\n<meta property=\"article:published_time\" content=\"2024-02-14T21:12:46+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-06T13:16:43+00:00\" \/>\n<meta name=\"author\" content=\"innoWerft\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"innoWerft\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.innowerft.com\\\/insure-tech-revolution-im-versicherungswesen\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.innowerft.com\\\/insure-tech-revolution-im-versicherungswesen\\\/\"},\"author\":{\"name\":\"innoWerft\",\"@id\":\"https:\\\/\\\/www.innowerft.com\\\/#\\\/schema\\\/person\\\/b6d8ecd2909ecb64dd41a275667730ab\"},\"headline\":\"Was ist Insure-Tech und wie ver\u00e4ndert es die Versicherungsbranche?\",\"datePublished\":\"2024-02-14T21:12:46+00:00\",\"dateModified\":\"2026-08-06T13:16:43+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.innowerft.com\\\/insure-tech-revolution-im-versicherungswesen\\\/\"},\"wordCount\":238,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.innowerft.com\\\/#organization\"},\"articleSection\":[\"Glossareintrag\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.innowerft.com\\\/insure-tech-revolution-im-versicherungswesen\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.innowerft.com\\\/insure-tech-revolution-im-versicherungswesen\\\/\",\"url\":\"https:\\\/\\\/www.innowerft.com\\\/insure-tech-revolution-im-versicherungswesen\\\/\",\"name\":\"Was ist Insure-Tech und wie ver\u00e4ndert es die Versicherungsbranche? 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